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Commercial Lender

Company: BancorpSouth
Location: Mobile
Posted on: July 20, 2019

Job Description:

Job Description There are many things to consider when deciding on your next employer. Do you want a job where you earn a paycheck? Or do you want a CAREER with a company that values their employees as well as the communities that they are in? At BancorpSouth we are more than just a work place. We are a company that prides itself on values and the people that we employ. Start your search for a career with BancorpSouth. Job Title: Commercial Lender Functional Title: Commercial Lender Physical Location: Mobile, Alabama Market - Various locations in the Mobile, Alabama Market Reports To: Bank President or Senior Lender Working Conditions: Normal, no adverse or hazardous conditions Compensation: Salary + Incentives Job Grade: Officer Job Group Category: Exempt Work Hours: Normally M-F 8 am-5 pm, may vary between locations Primary Purpose: (Summary of major reason this job exists) Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial. Principal Duties and Responsibilities: Majority of duties performed, but not meant to be all inclusive or to prevent other duties from being assigned. - Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits. - Interviews commercial applicants and processes loan applications. - Analyzes applicant's financial status and credit to determine feasibility of granting loan. - Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy. - Approves loans that meet established lending criteria and are within approved lending limits. - Maintains customer relationships. - Manages a portfolio of consumer and commercial loans (primarily commercial). - May coordinate some collection efforts. - Provides and maintains a professional, business-like atmosphere within the banking division. - Represents the financial institution in public relations activities and community affairs. Job Specifications: Knowledge, skills, and abilities normally required for competent performance in the job. - Bachelor's degree or equivalent work experience. - A minimum of five (5) years experience in a financial institution as a commercial lender. - Excellent interpersonal and customer service skills. - Sales oriented. - Knowledgeable of laws and regulations applicable to lending practices. Disclaimer The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

Keywords: BancorpSouth, Mobile , Commercial Lender, Other , Mobile, Alabama

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