Financial Services Representative
Company: World Finance
Location: Foley
Posted on: April 1, 2026
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Job Description:
World Finance, a five-time winner of the Top Workplaces USA
award and Newsweek’s America's Greatest Workplaces for Parents &
Families in 2025, helps customers meet their financial needs and
unlock their financial good. We’re seeking an Overstaff Financial
Services Representative to join our dynamic team and support
multiple branches as needed. In this role, you’ll step in where
you’re most needed, providing exceptional service, building
relationships with customers, and helping them achieve their
financial goals. As an Overstaff FSR, you’re a flexible
problem-solver, a trusted team player, and the welcoming face of
World Finance wherever you go. The primary responsibility of the
Financial Services Representative is to assist the Branch Manager
in operating the branch effectively and efficiently and to maximize
growth. This position is expected to utilize sound lending skills,
maximize potential profits, and follow policies for effective
collection of accounts. This position is also responsible for
providing excellent customer service which is an essential part of
marketing the branch and Company culture. Hourly Pay: $15 - $19
What You’ll Do: Provide onsite support to multiple branches as
assigned, filling in for open or short-staffed positions. Guide
customers toward upward credit mobility through responsible
financial choices. Deliver top-tier customer service by assisting
with questions, concerns, and available products. Process and
prepare loan applications, documents, and renewals accurately. Take
and process customer payments. Prepare and execute loan closings on
current and renewal loans. Balance assigned cash drawer daily and
ensure all transactions are accurate . Complete daily branch bank
deposits and, as needed, transport funds to and from the bank.
Maintain strong customer relationships and represent the company’s
values in every branch supported. Collaborate with Branch Managers
and team members to meet performance goals. Other duties include
but are not limited to: Calling approved and unmade applications to
close loans daily. Supporting tax services and helping build tax
clientele. Sending complete and accurate credit denial letters
within 30 days from the date of application. Paying branch expenses
as instructed by the Branch Manager. Travel Requirements & Coverage
Area: Reliable transportation for daily travel to assigned branches
and bank deposits. Daily travel between branches will be ; specific
coverage areas can be discussed with the hiring manager. Team
members are compensated for authorized travel time in accordance
with company policy, including overtime calculations where
applicable. Mileage reimbursement is provided for business use of
personal vehicles, excluding normal commuting. Experience That Will
WOW Us! Demonstrated self-confidence, organization, and
adaptability. A history of kindness, compassion, and helping others
succeed. A mindset focused on quality, problem-solving, and
openness to new ideas . Team-oriented approach – willing to pitch
in, learn, and lead by example. Basic computer proficiency and
comfort learning new systems. Valid driver’s license and access to
a dependable vehicle. Why World? Growth-minded culture: 80% of our
Financial Services Representatives are promoted to management.
Proven career paths: 75% of our Operations Executives began in
similar roles. Community connection: Paid volunteer hours each year
to give back. Comprehensive benefits: Health, dental, vision, and
life insurance available to full-time team members beginning the
1st of the month following 30 days . Work-life balance: Paid
holidays, vacation time, and 401(k) with company match . Belonging
& purpose: Join a team built on respect, collaboration, and genuine
care. Be home for dinner: Your life outside of work is a priority.
Make an impact: Help customers build stronger financial futures
every day. Who Is World ? Since 1962, World Finance has helped
millions of people unlock their financial good . We champion
financial wellness and celebrate the hundreds of thousands of
customers achieving better credit each year. Based in Greenville,
SC, World serves over one million customers annually through
personal loans and tax preparation services. With 1,200 branches
across 16 states, we’re proud to be the financial partner with
heart — offering customer-focused service rooted in teamwork,
community, and care. Physical Demands and Working Conditions:
Frequently stationary with regular movement throughout office
environments. Occasional climbing, kneeling, bending, twisting, and
reaching. Occasionally lifts up to 5 lbs. and may exert up to 30
lbs. of force. Requires regular use of vision, hearing, fine motor
skills, and verbal/written communication. Fast -paced, high-demand
environment requiring professionalism and adaptability. Frequent
travel to branch locations; may include extended hours, evenings,
or weekends. Standard indoor office settings with typical noise,
lighting, and temperature. Frequent customer and coworker
interaction; must communicate clearly and professionally. Regular,
reliable attendance and punctuality are essential. Disclaimers:
Employees must be able to perform the essential functions of this
position with or without reasonable accommodation, which World
Finance will provide unless doing so would impose an undue
hardship. This job description is not intended to be comprehensive.
Duties, responsibilities, and activities may change at any time
with or without notice as business needs evolve . It is the policy
of World Acceptance Corporation to provide equal employment
opportunity (EEO) to all persons regardless of age, color, national
origin, citizenship status, physical or mental disability, race,
religion, creed, gender, sex, sexual orientation, gender identity
and/or expression, genetic information, marital status, status with
regard to public assistance, veteran status, or any other
characteristic protected by federal, state or local law. In
addition, World Acceptance Corporation will provide reasonable
accommodations for qualified individuals with disabilities.
Keywords: World Finance, Mobile , Financial Services Representative, Accounting, Auditing , Foley, Alabama