Credit Analyst
Company: First Horizon
Location: Mobile
Posted on: January 2, 2026
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Job Description:
Responsible for evaluating and approving or rejecting loan
applications based on established criteria. Handles smaller and
less complex loans. Essential Duties and Responsibilities Receive
credit requests and make approve/decline decisions within
established policy, guidelines, and turnaround times. Underwrite
real estate related credit requests. Document decisions properly
and completely with particular diligence given to explanations of
overrides or variances, to include a narrative to explain credit
decisions. Provide a high level of customer service to the
originators of loan requests to include the communication of credit
decisions and answering questions. Works with the loan
administration and client specialists to manage delinquencies on
loans; Reports troublesome loans to the senior credit officer and
commercial line manager on a timely basis. Ensures that the systems
of record are accurate for the loans being administered; ensures
that management information is reported timely and accurately.
Obtains satisfactory loan reviews and ensures that regular audits
are performed. Qualifications College degree in related field 4-8
years of relevant experience and/or training preferred. About Us
First Horizon Corporation is a leading regional financial services
company, dedicated to helping our clients, communities and
associates unlock their full potential with capital and counsel.
Headquartered in Memphis, TN, the banking subsidiary First Horizon
Bank operates in 12 states across the southern U.S. The Company and
its subsidiaries offer commercial, private banking, consumer, small
business, wealth and trust management, retail brokerage, capital
markets, fixed income, and mortgage banking services. First Horizon
has been recognized as one of the nations best employers by Fortune
and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More
information is available at www.FirstHorizon.com. Benefit
Highlights • Medical with wellness incentives, dental, and vision •
HSA with company match • Maternity and parental leave • Tuition
reimbursement • Mentor program • 401(k) with 6% match • More
FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with
Disabilities This employer is required to notify all applicants of
their rights pursuant to federal employment laws. For further
information, please review the Know Your Rights notice from the
Department of Labor.
Keywords: First Horizon, Mobile , Credit Analyst, Accounting, Auditing , Mobile, Alabama
